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LIGHTNING DEBT

FAIR, RELIABLE, and JUST

LIGHTNING DEBT

FAIR, RELIABLE, and JUST

Are you struggling with unsecured credit card debt, unwanted timeshares, private student loans, medical debt, payday loans, or old collections and judgments? Look no further!

DEBT RESOLUTION

We Provide the Best and most Reliable Services to our Client

LIGHTENING DEBT

MEDICAL

Addressing and settling outstanding medical bills that a patient or their family owes to healthcare providers, or medical facilities.

CREDIT CARDS

Addressing and managing outstanding credit card debt, which is money that you owe to credit card companies. High balances can lead to financial stress

PERSONAL LOAN

personal loan is a type of unsecured debt that you borrow from a financial institution, and you're expected to repay it in fixed installments

TIMESHARES

Timeshare is a property ownership arrangement in which multiple individuals share the right to use a vacation property for a specified period.

MEDICAL

Addressing and settling outstanding medical bills that a patient or their family owes to healthcare providers, or medical facilities.

PERSONAL LOAN

personal loan is a type of unsecured debt that you borrow from a financial institution, and you're expected to repay it in fixed installments

CREDIT CARDS

Addressing and managing outstanding credit card debt, which is money that you owe to credit card companies. High balances can lead to financial stress

TIMESHARES

Timeshare is a property ownership arrangement in which multiple individuals share the right to use a vacation property for a specified period.

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ABOUT US

We Are Here To Help You Navigate Through.

Are you struggling with unsecured credit card debt, unwanted timeshares, private student loans, medical debt, payday loans, or old collections and judgments? Look no further!

 Lightning Debt, a trusted Merchant One Financial Company, is here to help you regain control of your financial future. Our team of experienced attorneys is ready to assist you in resolving debt issues while providing top-notch FDCPA defense.

WHY CHOOSE US

Discover how a consultation with us can benefit you

Lightning Debt partners with a network of 38 licensed attorneys who specialize in the Fair Debt Collection Practices Act (FDCPA). This federal law is designed to protect consumers from abusive and unfair debt collection practices. When you consult with us, you gain access to legal experts who can navigate the complexities of FDCPA lawsuits on your behalf.

At Lightning Debt, we believe in transparency and clear communication. While we are not attorneys and cannot provide legal advice, we serve as a valuable marketing extension for our affiliated licensed attorneys. During your consultation, we will provide you with essential information about FDCPA and how it pertains to your situation. We’re here to support and guide you every step of the way, ensuring that you fully understand your rights and options.

Our team understands that every financial situation is unique. During your consultation, our specialists will assess your specific debt issues and work with you to create a personalized plan for resolution. Whether you’re dealing with aggressive creditors or facing harassment from debt collectors, Lightning Debt is here to advocate for your rights and help you find a path to financial freedom.

OUR GOAL

1.Return You to Lendability

At Lightning Debt, our ultimate goal is to empower you to regain your financial lendability. We understand that life can present unexpected challenges, and our mission is to help you overcome them. Our motto is FAIR, RELIABLE, and JUST, reflecting our commitment to fairness, dependability in service, and a just resolution of your debt issues.

2. Disclaimer

Lightning Debt is a Merchant One Financial Inc. company, established in 2015. We are not attorneys and do not provide legal advice. Our role is to connect consumers with licensed attorneys

3. ENROLL

When you choose Lightning Debt, you will receive comprehensive legal representation for your debts. Our affiliated legal team will send cease and desist letters to your collectors to put an end to harassment. From that point forward, all communication will be handled.

4. DISPUTE

At Lightning Debt, we will actively challenge the alleged debt on your behalf. We will compel collectors to provide evidence that you owe them money, which is often more challenging than it seems. There are specific documents that collectors must produce, but they often struggle to do so.

5. DEFEND

Should you ever require legal defense regarding your debt, our partners will be ready to fight for you in court. The law lays out clear guidelines for what debt collection agencies can and cannot do, and our affiliated experienced attorneys will vigorously uphold those regulations on your behalf.

6. RESOLVE

We are committed to not only resolving your debts but also ensuring that the claims are removed from your credit report. What's more, our affiliate partners legal representation continues indefinitely. If any issues arise with any of your originally enrolled debts in the future, we'll always be here to assist you. At Lightning Debt, we have your back for the long haul.

Lightning Debt
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TESTIMONIALS FROM CLIENTS

"Wow! I can't thank LightiningDebt enough for the incredible support they provided in helping me tackle my overwhelming debt. Before I reached out to them, I was drowning in credit card bills and felt like I had no way out.
Jerry Drake
Business owner
LightiningDebt not only provided expert guidance but also tailored a debt resolution plan that worked for my specific financial situation. They negotiated with my creditors to lower interest rates and monthly payments, and even helped me consolidate my debt into a more manageable package.
Mark Merry
STUDENT