OUR GOAL
1.Return You to Lendability
At Lightning Debt, our ultimate goal is to empower you to regain your financial lendability. We understand that life can present unexpected challenges, and our mission is to help you overcome them. Our motto is FAIR, RELIABLE, and JUST, reflecting our commitment to fairness, dependability in service, and a just resolution of your debt issues.
2. Disclaimer
Lightning Debt is a Merchant One Financial Inc. company, established in 2015. We are not attorneys and do not provide legal advice. Our role is to connect consumers with licensed attorneys
3. ENROLL
When you choose Lightning Debt, you will receive comprehensive legal representation for your debts. Our affiliated legal team will send cease and desist letters to your collectors to put an end to harassment. From that point forward, all communication will be handled.
4. DISPUTE
At Lightning Debt, we will actively challenge the alleged debt on your behalf. We will compel collectors to provide evidence that you owe them money, which is often more challenging than it seems. There are specific documents that collectors must produce, but they often struggle to do so.
5. DEFEND
Should you ever require legal defense regarding your debt, our partners will be ready to fight for you in court. The law lays out clear guidelines for what debt collection agencies can and cannot do, and our affiliated experienced attorneys will vigorously uphold those regulations on your behalf.
6. RESOLVE
We are committed to not only resolving your debts but also ensuring that the claims are removed from your credit report. What's more, our affiliate partners legal representation continues indefinitely. If any issues arise with any of your originally enrolled debts in the future, we'll always be here to assist you. At Lightning Debt, we have your back for the long haul.